5 Simple Money Moves That You Should Do By the End of Today

5 Simple Money Moves That You Should Do By the End of Today

Building your wealth up takes time and effort, but there are a few simple money moves that you can do today that will get you on the path to comfort and luxury.

Some of these are bad financial habits that you need to change, while others are little-known tricks that will help you to get ahead. All of them are quick and easy, and will start saving you money by the end of the day.

Here are the top 5 simple money moves that you can start today.

Slash Your Interest Rates

Debt may be an unavoidable reality in today’s world, but high interests rates don’t have to be.

Debt refinancing is the first step that many people take on the road to financial success and freedom. From chopping down eye-watering credit card rates to getting your debts consolidated into one simple payment, loan refinancing will change your approach to paying down your debts.

People who refinance their debts are far more likely to pay down their loans at a much earlier date, and for a much lower rate as well.

Do not wait another moment. There are a ton of great refinancing offers available today. Start the search to find the perfect program for you, and you will be well on your way to freedom from debt and financial success.

Start Investing Automatically

One mistake that a lot of investors make is trying to save enough from their paycheck to make an investment at the end of the pay period.

This is wrong.

The smart way to invest is to automatically deduct a set amount from each pay check that is then directly invested into the market. Take some time to figure out how much you can safely invest from each paycheck, including some money for an emergency fund, and then set your bank account to automatically transfer this amount to your investment account.

Investing automatically will ensure that you are getting enough money put away each paycheck to meet your investment goals, and it will save you the stress of trying to save and scrimp throughout the week to ensure that you have something left at the end to invest with.

If you’re looking to save money on a broker you can always check out Robinhood who offers zero commissions on all trades and is great for passive investing.

Get Rewards for Paying Your Bills On Time

It may be hard to believe, but there are apps that will reward you for paying your bills on time.

You already pay your bills on time to avoid late fees and to keep your credit score in good order, so why not reap some bonus rewards as well for your effort?

These apps give out bonuses such as gift cards and rebates if you pay your bills on time through them. This is essentially free money for people who always make timely payments, so there is no reason not to take advantage.

Make Extra Income With No Effort

In the world of big data, there are an endless number of ways that you can get paid for sharing anonymous information about your spending habits and preferences.

From purchase trackers to consumer surveys, companies will pay for information that helps them to better meet the demand of consumers.

Take some time to search the Internet for offers that are right for you. These programs are safe, easy and quick ways that you can turn your every day living and shopping into more cash in your pocket.

Measure Yourself Against Your Peers

There are now apps available that will let you compare your own financial situation against that of people in similar situations to yourself. This will allow you to see where you can do better, such as getting a lower interest rate on loans.

These apps require you to submit information anonymously, and then you gain access to the same information from other people in your age bracket, income range and so on.

You will be amazed at how much you can learn from observing the spending behaviors of others. These apps are an endless source of insights on how you can make better decisions to get ahead in life.

It is truly the wisdom of the crowd at work.

Smart Money Moves Starting Today

The key ingredient to all these simple money moves is you. These money moves all take only a few minutes to get started, and you will already be saving money by the time you go to sleep tonight.

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